Whisk or sift the flour, baking soda, baking powder, salt, and sugar in a large bowl.
Make a depression or well with your spoon in the center of the dry ingredients.
Add the applesauce, buttermilk, and canola oil to the well.
Stir everything together just until moistened. The batter will be quite thick.
Then fold in (gently mix in) the chocolate chips.
Lightly spray a griddle or skillet, as well as the cookie cutter, with cooking spray, and heat on medium low heat. Place the greased cookie cutter on the griddle, and spoon the pancake batter into the cookie cutter, spreading the batter out to the edges with your spoon.
Cook the pancake for about 1 to 2 minutes, and then you can just remove the cutter.
Cook the pancake another couple minutes and flip it.* Allow it to cook on low to medium heat until the edges begin to turn golden brown.
As each heart shaped pancake cooks through, place them on a covered baking sheet in a warm spot 'til ready to serve.* Then repeat the above steps to cook the rest of the pancakes.
When all your pancakes are cooked, serve them while warm.